I am a highly quantitative Finance Professional with an MSc in Economics (Ranked 2nd, CGPA 9.74) and have successfully cleared all three levels of the CFA Program (Private Markets specialisation, Charter pending).
Following a structured, full-time sabbatical dedicated to clearing the immense rigour of the CFA Level III exam and completing the full Corporate Finance Institute (CFI) professional certification suite, I am returning to the corporate market full-time.
I bring robust UK experience as a Financial Analyst within complex, matrixed environments, where I specialized in corporate financial forecasting, variance analysis, and multi-scenario cash flow modeling. My previous corporate work closely supported major telecommunications and infrastructure delivery networks. Additionally, I stay sharp and integrated within the local Gloucestershire ecosystem by serving as the Volunteer Support Manager for a large, regulated charity framework.
My Expertise Includes:
Financial Analysis & Modelling: Multi-scenario planning, sensitivity & stress testing, working capital forecasting.
Data Analytics: Advanced Excel (VBA/Macros), Power BI, Python, and querying large datasets via SQL.
Economic Frameworks: Advanced statistical techniques, econometrics, and predictive risk segmentation.
What I am Looking For: I am seeking Senior Analyst, FP&A, or Corporate Finance roles within the South West (Gloucester, Cheltenham, Bristol corridor) or remote-first options where my advanced analytical capabilities and high-level financial training can deliver strategic commercial value.
I am Banking professional with 9 of experience in
Always thinking two steps ahead.
I’m a detail-focused business student passionate about accounting and finance. I stay calm under pressure and get things done both effectively and efficiently.
I’m aiming to build a career as a financial specialist, helping others make smart, informed financial decisions.
Feel free to connect with me on LinkedIn www.linkedin.com/in/monia-rafat-972244284 — I’m open to new opportunities and collaborations.
Outside work, I love reading, exploring investment trends, and enjoying a good book with an orange juice, heh.
I am a second year student at the university of Nottingham studying BSc Finance, Accounting and Management (with placement year). I have a strong interest around the financial markets and Financial Advisory. I am currently a Junior Equity Fund Analyst for the Sabriel Capital division at the University. I am a creative problem solver, self-motivated student with strong communication skills built from my sporting background.
At Bespoke Training Solutions, my role involves helping financial advisers, paraplanners, financial administrators and employers with study plans for technical exams. My approach is to bring a human element to professional qualification support, after all, it is the diversity of human experience that makes financial services such an interesting sector to work in. I love working with such a wide range of people and seeing them progress and achieve their personal and professional goals.
I hold a Postgraduate Diploma in Education, specialising in lifelong learning. I also hold Postgraduate Diploma in Careers Education, specialising in professional and degree level careers guidance. I originally graduated with an LLB (Law) in 2004 and since then have spent many years working as a careers coach, tutor, and trainer, supporting adults during career transitions. You could say professional development and lifelong learning are my passion!